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الرئيسية

14‏/4‏/2013

Iraqi insurance companies

Iraqi insurance companies
1997 companies Act No. 21 was issued. The purpose of this Act is to regulate and protect creditors against fraud, to protect shareholders from conflicts of interest and the owners of the majority of shares and controlling the affairs. The amended law also aims to give mixed and private sectors to play a more active role in the development process and the development of economic activity, within the general framework of State plans. And then officially approved private insurance companies underwriting general insurance companies to compete to provide the best insurance services to the insured.

After the fall of the dictatorial regime enacted the insurance business law No. (10) of 2005 and entered into force on 1 June 2005 and is the most up-to-date code and will not be the last because of the negative indicators and disadvantages clearly damaged and disabled were prejudicial to the interests of the public and private insurers, and adversely affect the results of their work. What interests us here is the role of private insurance companies and 23 private insurance company, and its contribution to the economic development process by hiring funds in providing protection for the public and private sector funds and mixed and various economic activities.

If any private insurance companies to provide insurance services in accordance with the principle of sincere professional competition between public and private companies, where these companies active in the promotion of all types of insurance, including coverage of oil projects and all foreign companies contracting with the Ministry of oil to develop the oil fields and in accordance with their capacity and financial solvency in coordination and cooperation with the Government (national, Iraq, Iraqi reinsurance) and consolidating their positions in accordance with the approved technical bases, and benefit from the experience of the oil producing countries in securing their assets (assets), including gas, oil products and refineries and refining units and lines Pipes, machinery and equipment, oil exploration wells. Etc.

Especially since all the private insurance companies have increased their capital following the instructions of the Ministry of finance – IID publication in newspaper (Iraqi facts) number 4150 on 12/4/2010. This gives them jointly or in cooperation with public companies to provide appropriate insurance coverage for the needs of the ministries, institutions and federal and State agencies and the provinces, Kurdistan, federations, trade unions, civil society organizations and private companies, and of course individual insurance seekers.

Unfortunately, the oil Ministry's book no. 958, on 3/5/2010 to the SOC and directing all contractors with SOC for the rehabilitation and development of oil fields in the first and second rounds of the licensing deal with the national insurance company (exclusively) without competition with foreign companies. This procedure is incompatible with the content of the article (81) III of regulation of insurance business no. 10 of 2005 which reads as follows: (being public funds and insurance risks to ministries and State departments of insurance against them by auction in accordance with the law and all the faithful graduates in Iraq right to subscribe). As the uncles ran the Ministry of planning and development cooperation 4/5 numbered/4493 on 31/3/2010 circulated IID book no. 25 on 29/4/2010. This explains not to limit insurance to specific government insurance company and the need for all public and private companies with the uncles.

Guidance for specific company insurance to the detriment of the interests of private insurers and keep exercising its legal right to promote all types of insurance, and the right to receive a percentage of premiums received on securing oil fields and keep away from acquisitions and allocation of financial resources of the premiums collected for the development of Governor of private insurance companies to develop their potential in large-and medium-risk coverage individually or together in order not to leak the premiums out of Iraq, it has taken its role in the Iraqi insurance market provide quality service to the insured as Achieve its objectives in establishing the culture of insurance and the insurance and preventive awareness. We call on the masters of the oil Ministry and all the ministries, institutions and Government departments, and domestic and foreign construction companies and provinces need to apply the content of the article (81) third. All private insurance companies willing to provide the best insurance services for all types of insurance and to fulfil their obligations to the insured and to facilitate the process of settlement compensation and flexibility in delivery in accordance with the approved technical basis taking into account the abolition of routine steps and requirements imposed. These companies are also receiving criticism and suggestions of the insured and others to develop insurance services in various stages with the aim of public companies for the development of the insurance industry in Iraq and ensure an open and transparent market and financially to ensure the security of persons and property and productive and service projects against risks for the protection of the national economy and the protection of the rights of the insured and the beneficiaries of the insurance business. Certainly the joint efforts and cooperation and coordination between public companies and private companies will expand financial resources for all companies and employment service for the Iraqi economy

هناك 3 تعليقات:

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